Independent Comparison

Compare P2P Lending Platforms

Compare returns, fees, and features across Europe's leading P2P lending platforms. Make informed investment decisions with our comprehensive comparison tool.

Showing 12 of 12 platforms

Crowdestor

High Risk
3.5

Estonian platform offering high-yield business and real estate loans with varying risk profiles.

15%
Avg. Return
50
Min. Investment
2017
Established
Estonia
Regulation
Auto-Invest
Secondary Market
Buyback Guarantee
Loan Types:
BusinessReal EstateDevelopment

Lendermarket

Medium Risk
4.2

Irish-regulated platform offering loans from Creditstar Group with competitive returns and buyback guarantee.

14%
Avg. Return
10
Min. Investment
2019
Established
Central Bank Ireland
Regulation
Auto-Invest
Secondary Market
Buyback Guarantee
Loan Types:
PersonalShort-term

Swaper

Medium Risk
4

Estonian platform offering consumer loans with 60-day buyback guarantee and competitive returns.

14%
Avg. Return
10
Min. Investment
2016
Established
FCA Estonia
Regulation
Auto-Invest
Secondary Market
Buyback Guarantee
Loan Types:
PersonalShort-term

Robocash

Medium Risk
4

Croatian platform specializing in short-term consumer loans from the Robocash Group loan originators.

12%
Avg. Return
10
Min. Investment
2017
Established
Croatia
Regulation
Auto-Invest
Secondary Market
Buyback Guarantee
Loan Types:
PersonalShort-term

Debitum Network

High Risk
3.8

Latvian platform focusing on business loans from SMEs across Europe with asset-backed securities.

11.5%
Avg. Return
10
Min. Investment
2018
Established
FCMC Latvia
Regulation
Auto-Invest
Secondary Market
Buyback Guarantee
Loan Types:
BusinessInvoiceTrade Finance

PeerBerry

Medium Risk
4.4

A growing P2P platform focusing on short-term consumer loans with strong buyback guarantees from loan originators.

11%
Avg. Return
10
Min. Investment
2017
Established
Croatia
Regulation
Auto-Invest
Secondary Market
Buyback Guarantee
Loan Types:
PersonalShort-term

Viainvest

Low Risk
4.1

Latvian platform owned by Via SMS Group, offering short-term consumer loans with strong group backing.

11%
Avg. Return
10
Min. Investment
2016
Established
FCMC Latvia
Regulation
Auto-Invest
Secondary Market
Buyback Guarantee
Loan Types:
PersonalShort-term

Mintos

Medium Risk
4.5

One of the largest P2P lending platforms in Europe, offering loans from multiple loan originators across various countries.

10.5%
Avg. Return
10
Min. Investment
2015
Established
FCMC Latvia
Regulation
Auto-Invest
Secondary Market
Buyback Guarantee
Loan Types:
PersonalBusinessCarMortgage

EstateGuru

Medium Risk
4.3

Leading European real estate crowdfunding platform offering property-backed loans with first-rank mortgages.

10%
Avg. Return
50
Min. Investment
2014
Established
FCA Estonia
Regulation
Auto-Invest
Secondary Market
Buyback Guarantee
Loan Types:
Real EstateDevelopmentBridge

Twino

Medium Risk
4.1

Latvian P2P platform offering consumer loans with a focus on transparency and investor protection.

10%
Avg. Return
10
Min. Investment
2015
Established
FCMC Latvia
Regulation
Auto-Invest
Secondary Market
Buyback Guarantee
Loan Types:
PersonalBusiness

Iuvo Group

Medium Risk
4

Estonian platform connecting investors with loans from established loan originators across Europe.

9.5%
Avg. Return
10
Min. Investment
2016
Established
FCA Estonia
Regulation
Auto-Invest
Secondary Market
Buyback Guarantee
Loan Types:
PersonalCarBusiness

Bondora

Low Risk
4.2

Estonian platform known for its Go & Grow product offering easy access to P2P lending with daily liquidity.

6.75%
Avg. Return
1
Min. Investment
2008
Established
FCA Estonia
Regulation
Auto-Invest
Secondary Market
Buyback Guarantee
Loan Types:
Personal

Why P2P Lending?

Higher Returns

P2P platforms typically offer returns of 8-15%, significantly higher than traditional savings accounts.

Diversification

Spread your investments across hundreds of loans to minimize risk and maximize returns.

Accessibility

Start investing with as little as €1-50, making P2P lending accessible to everyone.

Disclaimer: This site provides information for comparison purposes only. P2P lending involves risk and your capital is at risk. Always do your own research before investing.

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